The monthly rental payment is 100% deductible expense.

Actually, the increase of income tax rate for the companies is in the political agenda. This makes it necessary to discuss about products that offer the most on tax efficiency.

The Operational Leasing is most efficient product in this respect, as the monthly lease payment is 100% tax deductible expense.

In case of direct purchase, the company may deduct only the depreciation (and maintenance) which is at a very low rate, 20% of the remaining value, calculated on the net cost (no VAT) of the vehicle.

In case direct purchase, the outstanding book value of these assets is much higher that the market value. At the time of re-sale, the experience shows that the outcome of sale triggers a net loss for the bank/company (book value – market vale).

Monthly lease payment includes an amortization which takes into account the market value of the asset for a given period of time.

Operational Leasing is not treated as a loan exposure.
We consider of great importance for the companies to preserve their capacities of borrowing, for long term investments or working capital.

An increase of credit exposure for the purchase of vehicles would definitively decrease the capacity of the company to obtain credit facilities for long term investment needs.

Operational Leasing offers a higher efficiency of investment compared to ‘Cash
Purchase” of Credit

‘Cash Purchase’ of vehicles is not the best option for vehicles that lose value over a short period of time.

If the Company has long term investment plans, it could use its resources more efficiently in this direction.

Cash Flow Management

Operational Leasing product includes maintenance services in the monthly payment. This makes it easier for the Lessee to manage the cash flow of the business, considering that:
All maintenance expense are included in the monthly rental payment, at cost
Insurance policies, TPL, CASCO are included also in the monthly rent, at cost.
All accidents, defaults and repair are the responsibility of the Lessor
Leasing Company, Partner Leasing has the obligation and the interest to maintain the fleet of vehicles in good standing at its own expense.
This fact avoids any unexpected budget expenses and the possibility of eventual financial abuse.

Fleet Management
Operational Leasing is the best option for companies that have a certain number vehicles at their use

As all maintenance, repair, insurance claims are part of the responsibility of the Operational Leasing Company Partner Leasing, this makes it easier for the customer to reduce the staff on fleet management, therefore to reduce overhead costs.

This averts any kind of expenditure beyond the budget expectation, as well as any hassle on defects and accidents

Partner Leasing makes possible also the GPS service included in the monthly payment for all the vehicles offered via Operational Leasing.

Through this service and due to intensive work it is made possible a good fleet management. It  also have helped customers to cut costs on fuel and other related issues.

Vehicle Purchase Option

Partner Leasing gives the Customer the right (not the obligation) to purchase the vehicle at the maturity of the contract. This makes it a good choice for the customer to renew its fleet without obligation.